Zach Teutsch's Page

Elizabeth Warren has a very poignant explanation and argument for the Administration's proposal to create a Consumer Financial Protection Agency. Check it out. What do you think?

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Target-date funds have attracted a lot of attention of late. They are designed to manage asset allocation based on age by mixing bonds and stocks to create a portfolio for people who plan to retire at a specific time. The fees are somewhere between the low ones charged by most index funds and the higher fees assessed by most actively-traded mutual funds.

Intuitively, these funds are appealing. Many people have similar risk profiles. It makes sense to group investors by time horizon so that expe… Continue

The Financial Industry Regulatory Authority Investor Education Foundation just released a special hour-long video about ways to avoid investment fraud and how con artists work. It looks really promising. What do people think.
Details here: http://www.saveandinvest.org/55Plus/Fraud/P118960

Here is a three-minute trailer:
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Chris Horymski from the Consumer Reports Blog has a post up describing last weeks' SEC/DOL hearings into Target Date Retirement Funds. It's worth a read.

"The ideas presented ranged from the conventional to novel. Many panelists warned against constraining how TDFs invest. As Edward Moslander of retirement gian… Continue